Put simply, your credit report is a report that gives a lender a snapshot of your financial life. It will demonstrate whether or not you have been a responsible bill payer and borrower. Last year, 2018, saw the Comprehensive Credit Reporting (CCR) introduced, and lenders are now required to take this into consideration when assessing a home loan application. It is compulsory for banks to share negative and positive details about your financial behavior with other lenders. So,

It’s an exciting and sometimes an overwhelming time. Buying your first home! For most it is uncharted territory so it’s easy to get caught up in the whirl of advise from friends and family along with real estate agents, builders etc. So here are a few guidelines to help you on your way. · Advice from Family and Friends: Although those near and dear to you have the best of intentions, it always pays to get advice from an industry professional. Things change. What might have be